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ULTIMATE

Business Funding.  Stakeholder Value.  Proven Results.

Prime Credit Asset Management

We acquire Prime rated commercial credit assets that banks overlook, delivering institutional grade receivable performance through short-duration, senior secured strategies.

✓ Prime Credit Focus

✓ Asset-Backed Security

✓ Daily Transparency

HOW WE DEPLOY CAPITAL

We Buy Performing Assets.

We operate on a wholesale model. We do not chase borrowers one by one. Instead, we partner with top-tier commercial lenders to acquire Prime credit assets in bulk.

We provide the capital. Our partners manage the servicing. This efficient structure allows us to bypass the overhead of a sales team and focus strictly on what matters: Credit Quality and Senior Security.

Secured Income

We do not speculate on startups. We acquire senior secured positions in established businesses with proven cash flow. Every dollar deployed is backed by a performing asset, creating a tangible floor of value that protects capital while generating consistent cash flow.

The  Credit Filter

We act as a firewall against risk. While other firms chase volume, we enforce a strict Prime credit mandate. We use institutional grade data to verify revenue daily, rejecting 90% of deals to ensure we only hold the safest, highest performing assets in the market.

The Efficiency Gap

Prime borrowers often qualify for bank loans, but they refuse the 90 day wait. They choose our capital for speed. By solving for time rather than credit risk, we charge a premium for convenience. This allows us to capture the full profit spread on bank quality assets.

FIRM PROFILE

Established in 2014

Ultimate Business Capital is a private credit firm that connects between institutional capital and the real economy. We operate with a wholesale model, partnering with top tier originators to access deal flow without the overhead of a direct sales force.

Zero Compromise

Most lenders kill deals because of industry type. We kill deals because of credit score. We strictly avoid the default prone subprime market. Our focus is exclusively on healthy businesses with strong repayment history.

 

Cycle Tested

We have navigated the changing financial landscape for over a decade. By sticking to Senior Secured positions on Prime assets, we have built a portfolio designed to withstand economic downturns.

Credit Card

WHY ULTIMATE?

HOW IT WORKS

1. Apply Online 3-minute application. No Impact to Credit Score (Soft Pull).

2. Get Approved Funding decision in hours, not weeks. Direct lender network.

3. Receive Your Money in your account same day. Use funds immediately.

OPERATIONAL MILESTONES

2014

Founded

Prime focus since day one

Prime Credit Quality

Exposed to deep repayment data

2025 Vintage

Active

Senior Secured Assets

Experience

We have over 10 years of proprietary data on how small businesses perform, allowing us to spot risks others miss.

Relationships

We leverage entrenched relationships with top-tier lenders to access the safest, highest quality assets in the market.

Discipline

We stay in our lane. We do not chase trends; we stick to prime, secured assets that demonstrate strong repayment history.

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