Institutional Services
Institutional Sourcing
& Underwriting
Infrastructure
Providing Sourcing as a Service for Commercial Receivables
Our Role
In addition to our proprietary coinvestment activity, UBC provides sourcing and administrative infrastructure for institutional buyers in the secondary commercial receivables market. We identify prime commercial receivables and coordinate the acquisition process.
SERVICES PROVIDER
Technical infrastructure, not advice
UBC operates as a technical services provider, delivering sourcing intelligence and administrative coordination for buyers acquiring assets directly in their own name or through designated entities.
NON-ADVISORY
No opinion on merits
UBC does not evaluate, recommend, or opine on the economic merits, suitability, or expected performance of any asset for any buyer.
TRANSACTIONAL
Whole-asset transfer
Each transaction involves the purchase of a specifically identified commercial receivable or payment intangible in its entirety, with ownership transferring directly between buyer and seller.
Sourcing Capabilities
Connecting platforms
with sophisticated
buyers.
UBC connects established funding platforms with sophisticated commercial buyers. Our service model includes:
Parameter-Based Asset Identification
We filter opportunities against buyer-specified parameters, including industry exposure, factor structure, duration, and collateral profile, and renewal status, surfacing assets that match stated requirements.
Wholesale Market Access
Through long-standing relationships with established originators, we identify commercial assets that are often unavailable through retail or publicly marketed channels.
Filter · Industry
Industry exposure
Filter · Structure
Factor structure
Filter · Term
Duration
Filter · Collateral
Collateral profile &
renewal status
Administrative & Clerical Support
Limited, non-discretionary support after asset identification.
To protect proprietary sourcing strategies and maintain efficiency, UBC provides limited, non-discretionary administrative support after asset identification.
Documentation Coordination
We handle clerical documentation and administrative communications related to asset transfers.
Privacy & Identity Shielding
Our administrative role preserves buyer anonymity with originators, reducing the risk of circumvention and protecting sourcing relationships.
Performance Data Reporting
We provide standardized, historical, non-interpretive performance data for assets owned by the buyer.
UBC does not service assets, manage collections, or exercise control over buyer funds or assets.
Engagement Standards
Restricted to institutional participants.
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Engagements are restricted to institutional participants and commercial entities transacting in aggregate tranches of $1,000,000 or greater.
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Buyers must demonstrate independent capability to evaluate commercial asset purchases.
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Buyers make all acquisition decisions independently and without reliance on UBC.
Minimum Aggregate Tranche
$1,000,000
institutional & commercial entities only
Fee Structure
UBC's compensation is strictly service-based and non-contingent.
A fixed, flat fee per sourcing engagement, not contingent on asset performance, yield, resale value, or ongoing cash flows.
Sourcing Fee
(Sourcing as a Service)
Administrative Fee
A flat monthly fee for clerical coordination and standardized data reporting.
UBC does not charge profit participation · carried interest · asset management fees
LEGAL DISCLAIMER:
NO RELIANCE & DATA USE
The sourcing intelligence and administrative data provided on this page are for informational purposes only. Ultimate Business Capital ("UBC") does not evaluate the creditworthiness of any obligor or the collectability of any specific receivable. By accessing these services, the Buyer acknowledges that it is a sophisticated institutional participant capable of independently evaluating the merits and risks of acquiring commercial assets. The Buyer represents that it is relying solely on its own due diligence and not on any recommendation or representation by UBC.
(See full Legal Notice & Jurisdictional Restrictions in the footer below)